Buying Tip: First step towards purchasing a home (unless you are paying cash): The first step would be to speak with a lender about getting prequalified. The lender can tell you what price range to look in, approximately what your monthly payment would be, and if you qualify for any first time home buyer programs. Feel free to contact me for a lender referral and I would be happy to recommend someone. If you feel more comfortable with your bank or credit union that is fine too.