How is a cash deal different than financing? Buyer would provide a proof of funds letter or bank statement instead of prequalification letter when making an offer. Buyer has more negotiating power because there is no financing contingency. A cash deal can have a quick closing of 2 weeks or even less. Survey and appraisal are not required since there is no lender involved. There is a lot less paperwork to sign for closing. If you have any questions about the buying process just let me know